If your CIBC credit card runs out of time or gets damaged, you can’t use it for anything else. Now, the best thing to do is to get a new one. Remember that only the card will end; your account will not go through the same process.
How to Replace An Expired CIBC Credit Card
So, if you keep reading, you’ll learn how to change a CIBC credit card that has ended. We will also tell you how to change it quickly and easily. It will only take a few clicks.
Replace a CIBC credit card that has expired in just one minute
If you haven’t used your card in the last 12 months, you should do at least one transaction with it before doing any of the following. This is to keep from getting in trouble with the bank for not doing anything.
Then, here’s what you need to do to get a new CIBC credit card:
- Login: now that you are ready, you can get a replacement by entering your account through CIBC Online or Mobile banking (Android or iOS).
- Click “Manage my Card”: In the “Credit Card Details” part, click “Manage My Card” and then follow the on-screen instructions.
- You’re ready: And that’s it! Once you’re done, it should take between 4 and 10 business days for the new card to come.
On the other hand, the bank usually keeps track of the card and sends a new one in the mail two weeks before it expires. So, if your CIBC credit card has already ended, you wouldn’t have to do anything to get a new one.
You can still change the credit card sooner if you want to, which will save you the trouble of waiting. You can also call 1-855-887-3888 to ask for a replacement, which is the last choice.
Now, let’s answer some questions that often come up about CIBC credit cards that have ended.
Can I still use my old CIBC credit card?
The date that your card will no longer work is the expiration date. Once the last day of the month on the back of your credit card comes, it will be considered outdated, and you will have to get a new one.
If your CIBC credit card has run out of time, you can’t use it.
Apple Pay and Google Pay are two things that won’t change when you get a new CIBC credit card to replace one that has ended. If you use one of these services, you won’t have to change any of your information. The only thing that will change is the expiry date.
What Comes Next After Replacing the CIBC Credit Card That Has Expired?
You should quickly register the new credit card as soon as you get it. The process isn’t hard, but if you don’t know how to do it, read this post: How to Activate CIBC Credit Card.